Group: Copay - Dental Select

Group Copay Dental Plans

Dental Select’s Copay plans are where we shine, offering the greatest ability to customize plan designs specific to your group’s needs, regardless of group size. So whether your group has 2 or 2,000 employees, you can be confident you’re getting the perfect mix of benefits and savings. Copay plans can be paired with either our nationwide Platinum or regional Gold dental networks.

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Review Sample Copays

No Maximums

Enjoy the predictability of our fixed copay plan and the freedom to use your benefits the way you want, when you want. The copay plan includes an unlimited maximum that applies to Preventive, Basic, and Major services.

No Deductible

Groups with 6 or more enrolled employees can receive a $0 deductible. For groups with fewer employees, the deductible is $25 per member and $75 per family and applies to Basic and Major services.

No Waiting Periods

Yep, no waiting periods. This simplified plan is ideal with Preventive care covered at 100% and Basic and Major service copays set as fixed amounts, so you can best plan for your dental care at a pace that works for you.

Plan Highlights

In-network preventive care is covered at 100%
No annual maximum
No deductible (for groups of 6+)
No waiting periods
Gold and Platinum network options

Plan Summary

In-Network

Out-of-Network

Preventive

Routine exams, cleanings (2 per year), topical fluoride, x-rays. No Waiting Periods

In-Network

100%

Out-of-Network

Plan pays General Dentists according to our in-network fee schedule, and members are responsible for the balance.

Basic

Fillings, extractions, and oral surgery. No Waiting Periods

In-Network

Fixed copays, Refer to Copay schedule

Out-of-Network

Plan pays General Dentists according to our in-network fee schedule, and members are responsible for the balance.

Major

Crowns, bridges, dentures, endodontics, periodontics. No Waiting Periods

In-Network

Fixed copays, Refer to Copay schedule

Out-of-Network

Plan pays General Dentists according to our in-network fee schedule, and members are responsible for the balance.

Maximum Benefit

Applies to Preventive, Basic, and Major services. Per Calendar Year.

In-Network

Unlimited Maximum

Out-of-Network

Unlimited Maximum

Deductible (Groups of 6+)

Applies to Preventive, Basic, and Major services. Per Calendar Year.

In-Network

$0 Per member/family, per calendar year

Out-of-Network

Deductible (Groups of 2-5)

Applies to Preventive, Basic, and Major services. Per Calendar Year.

In-Network

$25/$75 per family, per calendar year.

Out-of-Network

$25/$75 per family, per calendar year.

Orthodontics and Specialists

Applies to all members. No Lifetime Maximum & Waiting Periods.

In-Network

Members receive a paid benefit for covered services provided by both contracted general and specialist providers.

Out-of-Network

Out of Network Specialists services paid according to fee schedule. Members are responsible for remaining balance.

FAQ

Which networks can I use?

When is my plan effective?

Who can I include on my plan?

Does my plan include Vision?

Additional inclusions for Seniors

What if I require specialist services?

Where can I find a copy of my plan brochure?

To which services does my deductible apply?